The rules, stated plainly
US tax, home loans and health cover — the published rules, sourced and dated.
Latest guides
- US Tax FBAR and FATCA Explained: Reporting Foreign Accounts in 2026 They are not the same filing, and most people who owe one owe both. The FBAR threshold is tested at any moment in the… 12 October 2026
- US Tax Tax Filing for US Citizens Living Abroad in 2026 You get an automatic extension to 15 June. You do not get an extension on interest, which runs from 15 April whether… 12 October 2026
- Mortgages & Home Loans First-Time Buyer Mortgages in the US 2026 There is no federal first-time buyer tax credit for a 2026 purchase. The credit people keep looking for expired in 2010… 12 October 2026
- Mortgages & Home Loans Getting a Loan for a House: What Happens, and How Long It Takes No federal agency publishes an average time to close. The last verifiable industry figure was June 2021, and the series… 12 October 2026
- Health Cover Health Insurance on a US Work Visa: What Is Required and What It Costs Federally, nothing requires you to hold health insurance and nothing in your H-1B, L-1 or O-1 conditions mentions it.… 12 October 2026
- Mortgages & Home Loans Home Loans With Bad Credit in 2026: What Is Actually Possible Fannie Mae removed its 620 minimum in November 2025. The VA never had one. Almost every score floor you have been… 12 October 2026
- US Tax How to File a US Tax Return in 2026: Step by Step Form 4868 buys you six more months to file. It buys you nothing at all on what you owe. And if you are still expecting… 12 October 2026
- US Tax How to Get a US Employer Identification Number in 2026 You need an EIN with no employees, and the online application is closed to you for a reason most guides get wrong. It… 12 October 2026
- Mortgages & Home Loans How to Get a VA Loan: From Certificate of Eligibility to Closing Nobody publishes how long a Certificate of Eligibility takes, and the VA least of all. The timescales you have read… 12 October 2026
- US Tax How to Pay US Tax From Abroad in 2026 Almost every IRS payment method assumes you have a US bank account. And the guidance telling you to use EFTPS is now… 12 October 2026
- US Tax How US Income Tax Works in 2026: Brackets, Rates and What You Actually Pay Being in the 22% bracket does not mean you pay 22% of your income. And the standard deduction figure most guides… 12 October 2026
- Mortgages & Home Loans Minimum Credit Score for a Mortgage in 2026 Three of the four main routes publish no minimum credit score at all. The number you were quoted almost certainly came… 12 October 2026
Browse by topic
US Tax
Filing from anywhere, the forms you actually need, what you owe and how to pay it — checked against the IRS.
- FBAR and FATCA Explained: Reporting Foreign Accounts in 2026
- Tax Filing for US Citizens Living Abroad in 2026
- How to File a US Tax Return in 2026: Step by Step
- How to Get a US Employer Identification Number in 2026
- How to Pay US Tax From Abroad in 2026
Mortgages & Home Loans
VA, FHA and conventional loans, borrowing with poor credit, mortgage insurance and the real timeline — rules separated from lender overlays.
- First-Time Buyer Mortgages in the US 2026
- Getting a Loan for a House: What Happens, and How Long It Takes
- Home Loans With Bad Credit in 2026: What Is Actually Possible
- How to Get a VA Loan: From Certificate of Eligibility to Closing
- Minimum Credit Score for a Mortgage in 2026
Health Cover
What health cover costs and what is actually required when you move for work, in the US and the UK.
- The Cost of UK Health Insurance in 2026
- Health Insurance on a US Work Visa: What Is Required and What It Costs